An offset mortgage links your bank account balances to your mortgage in order to reduce the mortgage balance you’re charged interest on. Rainstone money’s offset mortgages uk help reduce interest and give flexible payment options. This approach offers an appealing way to pay off your mortgage faster while retaining financial flexibility. For example, if you have £10,000 in savings and a mortgage of £150,000, then you would only pay interest on £140,000.
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